My friend Timothy has really bad luck. He used to have $12 billion in his bank account... until some kid withdrew it. He got a toy credit card with the number
0123 4567 8901 2345. This happened to be Tim's number (now changed, don't try it.). The kid withdrew every single cent. When Tim realized he had no money in the bank, he tried to find records of mass withdrawing. He was told about the kid and managed to get his money back by suing his credit card company. That was after the kid asked a stranger to help him hold the 12 billion. The man did lighten his load (duh!). The kid "forgot" to get the money back.
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